Get Unsecured Business Loans Up to ₹35 Lakhs
–
Low Interest, Easy Approvals & Made for
SMEs &
MSMEs!
Powered by LoanSarthi | Trusted by 30 Million+ Indian Businesses
Enter basic details about your business and upload your bank statements for a personalized loan offer.
Upload your KYC documents for verification and select your preferred loan terms.
Choose a comfortable repayment schedule. Sign your loan agreement online. Funds are transferred to your account in just 2-4 working days.
We proudly serve Bharat's nano, micro, small, and medium enterprises, especially women-owned businesses, with loans across industries, commerce, and businesses.
No more waiting days for funds! We ensure fast assessment, approval, and direct credit to your account.
From application and assessment to disbursal and repayment, every step is smooth and hassle-free.
Loans at attractive interest rates based on credit-profiles to fulfil your business requirements.
Loans for various tenors suiting your specific needs.
Move the slider to choose your loan amount and see how it helps your business grow.
I started with a small store but saw huge demand in my area. Getting ₹15 lakhs from LoanSarthi changed everything. My new store is now 3 times bigger, with fresh inventory and new equipment. Sales have gone up by 70%.
Banks wanted property papers for giving loans. I don't want to mortgage my shop to get a loan. I reached out to LoanSarthi, and they simply looked at my GST Certificate and monthly sales data. My ₹7 lakh loan proposal was approved within days.
Running a garment shop means working for long days. Most banks wanted me to visit branches in the morning, affecting my business. With LoanSarthi, I applied at night and got ₹20 lakhs approved by the next afternoon.
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LoanSarthi's business loan offers fast access to funds ranging from ₹5-35 lakhs. Thousands of small business owners have taken these loans for inventory purchases, shop expansion, or managing day-to-day expenses. Rather than just concentrating on the property papers as in conventional bank loans, we look at the actual performance of your business. Our interest rates are competitive, with flexible EMI options matching your business income cycles.
For sole proprietorship businesses, we keep documentation simple: Basic KYC (PAN Card, Aadhaar Card) and any one business document from the list: Udyog Aadhaar, MSME Certificate, Shop License (Gumasta), GST Certificate, Trade License, Food License (for restaurants), Sales Tax Registration, or Import-Export Code (for traders).
With LoanSarthi, most loans are processed within 3-5 business days after receiving complete documentation. In some cases, approvals can happen even faster. The complete process—from applying for a loan to receiving funds in the account—typically takes just 2-4 working days.
LoanSarthi does not charge any upfront fees. Our service fee is charged only after your loan is approved and disbursed. We believe in a success-based model.
We serve a wide range of MSMEs including manufacturers, retailers, wholesalers, service providers, and more. Most businesses with 2+ years of operation are eligible to apply.